PayGlance

Where does my money go?

Drop in one bank or credit-card statement โ€” up to about a month โ€” and PayGlance shows where your money actually goes: spending by category, money in against money out, and your biggest outgoings. Free, no sign-up. Want multiple accounts, a full year and an Excel export? That's on Pro.

Calculator not loading? Open the full PayGlance calculator โ†’

How to use it

  1. Upload one statement. Drop a single bank or credit-card statement (PDF or CSV), up to about a month of transactions.
  2. PayGlance reads it. It extracts and categorises your transactions in your browser โ€” nothing is stored.
  3. See where it goes. You get money in vs out and a spending-by-category breakdown for the month.
Check a real payslip with the AI audit โ†’

FAQs

Is the bank-statement check free?

Yes โ€” the basic 'where does my money go' check is free: one statement, up to about a month, with a spending-by-category breakdown. It's limited to a few checks a day. The full analysis โ€” multiple accounts, a whole year, subscription and fee detection, month-by-month trends and an Excel export โ€” is on Pro.

How much of my statement does it read?

The free check covers a single statement of up to about a month. If your statement is longer, it's trimmed to the first month; the full period is available on Pro.

Is my data safe?

Your statement is processed to produce the summary and is not stored. For guidance only โ€” not financial advice.

Which countries does it work in?

It works on statements from the UK, Ireland, Poland, Canada and the US โ€” the categories are worked out from the transaction descriptions and amounts.

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