Poland IKZE Tax Relief Calculator
IKZE contributions are deducted from your PIT base, so they save tax at your marginal rate (12% or 32%). See your maximum and the saving.
How to use it
- Enter your salary. And tick self-employed if that applies (a higher limit).
- Add a contribution (optional). Or leave blank to see the maximum deductible.
- See the tax saved. PayGlance shows the IKZE limit, PIT saved and net cost.
FAQs
What is the IKZE limit for 2026?
11,304 zล for employees (1.2x the projected average wage) and 16,956 zล for the self-employed (1.8x).
Does IKZE reduce ZUS or health?
No. IKZE is deducted from the PIT base only, so it saves income tax at your marginal rate - it does not change ZUS social or the 9% health contribution. PPK is not a PIT deduction.